Chuck Huckaby Health coverage help · Lawrenceburg, TN
(931) 264-4933

For owner-operators and truckers under 65

Health Coverage Built for Your Cab

You’re your own boss. You bought your own rig. Your health coverage should work the way you do: any doctor in any state, and a doctor in your pocket at 2 AM.

A plan built for a house doesn’t fit a cab

Most health plans assume you live in one zip code. You don’t. You eat dinner in the driver’s seat, wake up in a different state, and the “network” doctor is 400 miles back. That’s why Chuck offers medical cost sharing, a health coverage alternative that isn’t tied to a network.

Built for the road

  • Any doctor, anywhere. No network, no referrals. The clinic in the next town counts the same as the one back home.
  • Unlimited virtual care, 24/7. Urgent care, primary care, dermatology, mental health. From the cab, at 2 AM, on your phone.
  • 1,000+ prescriptions at $0, 80 labs free. The everyday stuff doesn’t nickel-and-dime you.
  • Big bills: sharing per event (we call these health events IUAs), not per year. You pick your share amount ($500–$5,000). One event that takes three years to resolve? You pay once. Family never pays more than three events per year.

Get the free self-employed checklist, or call Chuck at (931) 264-4933. He’ll talk it through, no pressure.

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This medical cost sharing plan is not offered in CA, NM, PA, VT, WA, or FL, but members can use their plan in all states. Those states aren’t in the state list.

The honest fine print: This is medical cost sharing, not insurance and not a Qualified Health Plan under federal law. Sharing is voluntary and not guaranteed. Pre-existing conditions have phased sharing. For people under 65. Not offered in CA, NM, PA, VT, WA, or FL, but members can use their plan in all states.
Call (931) 264-4933